The story of the Bani Mughirah and Bani Amr as clear evidence of the impact of Riba in socio-economics (Analysis of Asbab al-Nuzul Verses about Riba)
DOI:
https://doi.org/10.31943/afkarjournal.v8i4.1781Keywords:
The Qur'an, asbab al-nuzul, Riba, ImpactAbstract
The Qur'an, as the holy scripture, contains teachings for practicing Islam as a religion of rahmatan lil 'alamin (mercy for all worlds). One of these teachings is the prohibition of riba (usury), with the verses concerning riba being among the last legal verses revealed before the passing of the Prophet Muhammad (peace be upon him). These verses are often accompanied by Allah’s warnings. According to the asbab al-nuzul (circumstances of revelation) of Surah Al-Baqarah verses 278 and 279, it is narrated that the Bani Mughirah were significantly affected by riba, leading them to lament, "We are the most miserable people because of riba." On the other hand, Bani Amr felt they could live comfortably by exploiting riba. In Surah Al-Baqarah verse 275, the Qur'an describes those who engage in riba transactions as being akin to a staggering individual. The term "staggering" refers to the condition of those who engage in riba transactions pretending to stand firm when, in reality, they are unstable. The purpose of this study is to explore the concept of riba in the Qur'an and its impact on life by analyzing the asbab al-nuzul of the verses concerning riba. This research employs a descriptive-qualitative method aimed at understanding the concept of riba in the Qur'an and its implications for life. The findings of this study reveal that riba is one of the practices strongly condemned in the Qur'an. This is evident from the frequent association of riba with Allah’s warnings. These warnings are not without reason, as the practice of riba has significant detrimental effects, including moral, psychological, social, and economic harm, as highlighted in one of the narratives related to the asbab al-nuzul of the verses on riba.
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